AOF (Adalah Operating Framework) is a universal programmable governance framework that turns policy-compliant actions into mathematically verifiable evidence. It works across sectors , including banks, regulators, SMEs, and Halal assurance use cases
We’re also integrating Sakan WaqfX, a programmable home equity platform, currently at REGA sandbox, that unlocks trapped wealth in Saudi homes without selling or refinancing. Homeowners tokenize future earnings, investors access real estate with low entry (SAR 1.5K–2.5K), and a portion flows into a perpetual waqf for affordable housing.
